reminder: Free Credit Reports…also your FICO score

 

Annual Credit Report  

Free FICO score

 

Under Federal law, we’re entitled to three free credits per year, one from each of the major credit reporting agencies. Do not use the site freecreditreport.com…in order to get your credit reports (which you might never get), they require a membership in whatever it is they sell. There’s a NY Times article on this unsavory outfit here.

The only place to go is AnnualCreditReport.com. No strings, you can collect your 3 free credit reports all at once, or space them out as you wish.

Meanwhile, it’s not a bad idea to know your FICO score, especially if you’re planning on a major purchase like a car or a house (if consumer credit becomes available again). When you get a free credit report, you’re offered the option of buying your credit score, which I usually do for around $8. I don’t know how long this will last, but Equifax, one of the major credit reporting agencies (the other two are TransUnion and Experian) is offering a free credit score and not in conjunction with your annual free credit report. To get it, follow this link.

[[Update: Sorry, the free FICO score was limited to 10000 people and they’ve already fufilled that so the offer has expired.]]

     

Johnson String Instrument Co. web coupons

     
  Johnson string  

One place I shop for violin things is Johnson String Instrument in Newton, Mass. Good prices, extraordinarily helpful people who answer the phone and a fine selection. Plus, they have interesting little articles that string players might find interesting.

They also have monthly web coupons which I found useful when I bought a new case today. The coupons are on the inside cover of their catalog. In case you don’t already have a catalog, here’ are the coupon codes:

September 08

10% any web order over $50
(instruments and bows excluded)

code: 80M09S

October 08

Free shipping on web orders over $50

code: 80M10C

November 08

15% off any online Eastman cello case in stock purchase

code: 80M11N

December 08

Free shipping on web orders over $50

code: 80M12D

January 09

Free shipping on web orders over $50

code: 90M01J

February 09

10% off any online electric instrument purchase

code: 90M02F

March 09

Free shipping on web orders over $50

code: 90M03M

April 09

10% off any online case purchase

code: 90M04A

May 09

10% off any online Hamilton Music Stand purchase

code: 90M05M

June 09

10% off any online Harmonie purchase

code: 90M06J

July 09

10% off any online Solo Collections music purchase

code: 90M07J

August 09

Free shipping on web orders over $50

code: 90M08A

 

You can visit their website, or call 800-359-9351.

     

PC software: Security

As I migrate to a new notebook computer, I’m going to be posting occasionally about my experiences with noteworthy and not-so-noteworthy software. While I’m no cheapskate, I prefer free software, preferably open-source. I’ve found a lot times it is more effective than the paid equivalents.

Security is big concern these days and your first-line defense should include a firewall, as well as antivirus and anti-malware software. Since these programs run all the time, you want them to be up-to-date, reliable, effective and light on system resources. These are my choices:

Firewall: Vista actually has an excellent firewall built into the system, but in order to fine tune it, you have to deal with a fairly technical interface. Why adjust it? Well, just from a convenience standpoint, it can be very annoying when software “calls home” to get updates, report on user experience, or something more sinister, When the software in question doesn’t have the option to turn off its internet use, you can use what are called outbound rules in a firewall to limit the program’s access. Also, if some malware sneaks its way onto your system, it will try to phone home as well.

There are many excellent free add-on firewalls out there. The best might be Comodo. That’s a great choice, particularly if you’re using XP, but it’s a challenge to set up. The most elegant solution I’ve found is Vista Firewall Control, which essentially adds an easy-to-use rules management system to the built-in firewall. There’s a free and a paid version. Honestly while I really like the paid (”plus”) version, the free version is plenty for a lot of people.

By the way, if you have a router in your house to split your internet connection among several computers, you might already be protected by the router’s built-in firewall. However, if you travel outside and use your local Starbucks for WiFi, you really need to have great firewall protection on your machine. Also note, while I wrote about outbound traffic, inbound traffic is always a concern, but from what I’ve seen, all firewalls handle that pretty well.

You should use an online firewall checker like Shields Up, or AuditMyPC occasionally to see how well-protected you are.

Antivirus: The most important thing to remember about antivirus programs is that you have to make sure you keep up-to-date with the virus definitions. Virus threats develop all the time and if you have a good antivirus program, it will update itself frequently. I also strongly recommend that you stay away from Norton or McAfee, because they are very resource-intensive. What that means is you have less computing power for the things you are actually doing. I’ve been using AVG Anti-Virus Free Edition for years. In my experience it’s very light on resources and reportedly very effective. It will get updates daily and you can schedule virus scans to happen automatically.

Malware/Spyware: While computer viruses generally cause damage to your computer other computers, malware and spyware tend to harm you by stealing passwords, monitor your activity and access other website to get more viruses. Like antivirus programs, you really should keep the program’s definitions database current to deal with the most recent threats.

Again, Vista has excellent anti-spyware built-in called Windows Defender. Microsoft usually issues definition updates twice a week on Tuesdays and Thursdays. (You should have Windows Update set to automatically download or notify you of updates.)

If you want a third-party solution, Spybot Search & Destroy is a longtime favorite and it’s free. A new program I’m really interested in is an interface to download and manage different anyti-spyware programs: Anti-Malware Toolkit.

     

On the big screen: Cirque du Soleil

  Cirque du Soleil: DELIRIUM  

 

On August 20, 21, 23 & 24, some movie theatres will be screening the third Cirque du Soleil film, Delirium. This one documents the final performance of Delirium in London this past April.

While not one of the grand chapiteau performances, this is sure to be entertaining in the ways that are unique to Cirque du Soleil. While music has always been central to the Cirque experience, for Delirium it takes center stage. Designed as a concert to play arenas, it includes music, some of it drawn from past shows, dancers, acrobats and multimedia stuff.

You can search for movie theatres and buy tickets through the Delirium website. In the SF Bay Area, several movie houses are using digital projection.

(And to think, I almost went to work for these folks twice.) 

Delirium website

Cirque du Soleil website

     

Storing bread

  art courtesy of Zingerman's  

In keeping with my mild obsession with bread I was interested to read an interview with Paul LaDuca of Zingerman’s in Ann Arbor over at the Wasted Food blog. I always keep our bread in a heavy paper bag, a little aluminum foil over the cut end, and stored in a bread box. Because of their size, we tend to not finish the loaves I make, which the chickens really don’t mind, but I do. So I was intrigued with the idea of freezing bread, then re-baking it.

(By the way, if you’re ever in Ann Arbor, totally make a trip to one of the best delis anywhere: Zingerman’s.)

Wasted Food

     

Wildfires

  IMGP0885  

In all the years I’ve lived in California (and it’s been many), I have never seen this kind of smoke. Even the Oakland Hills fire of 1991 didn’t have this kind of atmospheric impact. The picture above is pretty much what the sun looked like today, all day, every day this week. Normally, we don’t see that kind of color except right at sunset. As far as I can tell, the closest fire is about 50-60 miles away.  It’s very strange to wake up in the morning and smell smoke like this. Today none of the local geography was visible from our house, not even the highest point in the Bay Area, nearby Mt. Diablo.


  fires  

There are currently just over 1,000 wildfires burning, mostly in Northern California, of which 36 are considered major fires. About 159,000 acres have burned or are burning. The situation exploded last weekend, with 512 lightning strikes happening during mostly dry storms.

Here are some information resources if you’re interested:

Google’s wildfire map

California Dept of Forestry: wildfire information page

Governor’s Office of Emergency Services

     

Offensive

   

As a guy whose parentage is half-Filipino, I could hardly believe my eyes and ears when I caught this latest insulting gaffe from the Idiot-in-Chief.

The president of the Philippines, Gloria Macapagal-Arroyo, was in Washington on my birthday (Tuesday) for a visit that unfortunately included a trip to the White House. Never mind that typhoon damage and the ferry disaster loom large on Filipino minds: GW had to make cute about a Filipino-American who works on the kitchen staff at the White House.

PRESIDENT BUSH: Madam President, it is a pleasure to welcome you back to the Oval Office. We have just had a very constructive dialogue. First, I want to tell you how proud I am to be the President of a nation that — in which there’s a lot of Philippine-Americans. They love America and they love their heritage. And I reminded the President that I am reminded of the great talent of the — of our Philippine-Americans when I eat dinner at the White House. (Laughter.)

 

PRESIDENT ARROYO: Yes.

 

PRESIDENT BUSH: And the chef is a great person and a really good cook, by the way, Madam President.

 

PRESIDENT ARROYO: Thank you.

SHEESH!!! What a jerk…

YouTube video

Huffington Post

     

Heck of a leak

     
   
     

Now this is something you don’t see every day and certainly not something that would happen here in drought-threatened California. This week, the waterfalls in New York City were turned on. A public art installation by Olafur Eliasson, there are four humongous man-made waterfalls: underneath the Brooklyn Bridge, above the Manhattan Bridge at Pier 35, between Piers 4 and 5 in Brooklyn, and on Governor’s Island. They’ll be dripping away until this fall.

Above is an early video of the Brooklyn Bridge running. Below are pictures taken during a test run by NY Times photographer Vincent Larforet:

 
     
   
   

It’s an ideal time to take a Circle Line tour.

Video via Gothamist

Pictures and article at the New York Times

Random Knowledge

  Wikipedia  

 

A little learning each day is good thing, right? Bookmark this link:

http://en.wikipedia.org/wiki/Special:Random

You’ll get a random article from Wikipedia.

Today, I was relieved of my ignorance of Drumcree, in County Westmeath, Ireland.  Also, the entertaining etymology of thagomizer, which describes the arrangement of spikes on a stegosaurus’ tail.

(p.s. - There’s also a “random article” link on the left side of every Wikipedia page.)

     

Firefox Download Day

  firefox  

In other developments today, the newest version of my favorite web browser, Firefox, is being set loose at 10am. Why do I like it? Pretty much all of the usual reasons, it’s faster, safer and a whole lot more fun. With all the extensions and themes out there, the most used piece of software on your computer can also be the most you.

     Firefox 3 download